{"id":7553,"date":"2026-11-02T19:36:25","date_gmt":"2026-11-02T19:36:25","guid":{"rendered":"https:\/\/toprealtymagazine.com\/?p=7553"},"modified":"2026-11-03T11:27:54","modified_gmt":"2026-11-03T11:27:54","slug":"kredia-e-qeverise-shqiptare-per-banese-ja-kush-mund-te-perfitoje","status":"publish","type":"post","link":"https:\/\/toprealtymagazine.com\/?p=7553","title":{"rendered":"Kredia e qeveris\u00eb shqiptare p\u00ebr banes\u00eb\/ Ja kush mund t\u00eb p\u00ebrfitoj\u00eb"},"content":{"rendered":"\n

Pas “Revolucionit t\u00eb Flamingove” (protestat e nisur n\u00eb maj 2026 kund\u00ebr projektit turistik n\u00eb delt\u00ebn e Vjos\u00ebs, q\u00eb u zgjeruan n\u00eb k\u00ebrkes\u00eb p\u00ebr dor\u00ebheqjen e Ram\u00ebs), qeveria vendosi t\u00eb ndjek\u00eb m\u00eb me nxitim programin e strehimit, shkruan Top Realty Magazine. Kryeministri Rama e ka pohuar drejtp\u00ebrdrejt: “Kjo ka qen\u00eb n\u00eb programin ton\u00eb qeveris\u00eb, por e kemi akseleruar si rezultat i arsyeve t\u00eb ‘Flamingove’.”<\/em><\/p>\n\n\n\n

Kredite me 0% n\u00ebn ligjin e ri (n\u00eb Kuvend)<\/h2>\n\n\n\n
Parametri<\/th>Detaji<\/th><\/tr><\/thead>
Kuota 0%<\/strong><\/td>2,000 kredi<\/strong> me interes zero<\/td><\/tr>
Kuota 3%<\/strong><\/td>2,000 kredi me interes 3%<\/td><\/tr>
Vlera apartamenti (0%)<\/strong><\/td>Deri n\u00eb \u20ac60,000<\/strong> (6 mln lek\u00eb)<\/td><\/tr>
Vlera apartamenti (3%)<\/strong><\/td>Mbi \u20ac60,000, deri n\u00eb ~\u20ac200,000<\/td><\/tr>
Kategoria<\/strong><\/td>\u00c7ifte t\u00eb reja, student\u00eb, profesionist\u00eb t\u00eb rinj<\/td><\/tr>
Tavani i t\u00eb ardhurave<\/strong><\/td>280,000 lek\u00eb neto\/muaj (\u00e7ifti)<\/td><\/tr>
Kredia maks.<\/strong><\/td>Rritet nga 12.5 \u2192 17\u201320 mln lek\u00eb<\/strong><\/td><\/tr>
Subvencioni<\/strong><\/td>Shteti merr p\u00ebrsip\u00ebr t\u00eb gjitha interesat<\/strong> p\u00ebrmes Fondit Komb\u00ebtar p\u00ebr Strehimin<\/em>; qytetari kthen vet\u00ebm principalin<\/td><\/tr>
Aplikimi<\/strong><\/td>Hapet n\u00eb n\u00ebntor 2026<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Masa shoq\u00ebruese n\u00eb t\u00eb nj\u00ebjtin paket\u00eb<\/h2>\n\n\n\n
    \n
  • 3,000 subvencione qiraje<\/strong> \u2013 shteti mbulon 50% t\u00eb qiras\u00eb<\/strong> (deri n\u00eb \u20ac400\/muaj, shteti paguan \u20ac200) p\u00ebr student\u00eb, \u00e7ifte t\u00eb reja dhe emigrant\u00eb t\u00eb rikthyer.<\/li>\n\n\n\n
  • 7,000 apartamente<\/strong> n\u00eb dispozicion (nd\u00ebrtim i ri + blerje nga tregu + p\u00ebrshtatje objekteve t\u00eb konfiskuara).<\/li>\n\n\n\n
  • Model nd\u00ebrtimi i ri: 30% strehim social, 40% i p\u00ebrballuesh\u00ebm, 30% treg i lir\u00eb.<\/li>\n<\/ul>\n\n\n\n

    Programi i ve\u00e7ant\u00eb p\u00ebr administrat\u00ebn publike (tashm\u00eb aktiv)<\/h2>\n\n\n\n

    Nga 27 gushti \u2013 25 shtator 2026<\/strong> u hap\u00ebn 300 kredi me 0%<\/strong> p\u00ebr punonj\u00ebs public\u00eb (70 p\u00ebr secil\u00ebn kategori: polic\u00eb, m\u00ebsues, mjek\u00eb, infermier\u00eb, ushtarak\u00eb + 20 p\u00ebr Policin\u00eb e Burgjeve). Rezultati: 2,164 aplikime<\/strong> p\u00ebr 300 kuota (~7x tejkalim). Ministria me numrin m\u00eb t\u00eb lart\u00eb t\u00eb aplikimeve ishte Sh\u00ebndet\u00ebsia (782 aplikime p\u00ebr 70 kuota).<\/p>\n\n\n\n

    Kriteret e p\u00ebrbashk\u00ebta: mospron\u00ebsi banese, norm\u00eb strehimi, mosp\u00ebrfitim m\u00eb par\u00eb nga programe t\u00eb tjera sociale.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Pas “Revolucionit t\u00eb Flamingove” (protestat e nisur n\u00eb maj 2026 kund\u00ebr projektit turistik n\u00eb delt\u00ebn e Vjos\u00ebs, q\u00eb u zgjeruan n\u00eb k\u00ebrkes\u00eb p\u00ebr dor\u00ebheqjen e Ram\u00ebs), qeveria vendosi t\u00eb ndjek\u00eb m\u00eb me nxitim programin e strehimit, shkruan Top Realty Magazine. Kryeministri Rama e ka pohuar drejtp\u00ebrdrejt: “Kjo ka qen\u00eb n\u00eb programin ton\u00eb qeveris\u00eb, por e […]<\/p>\n","protected":false},"author":2,"featured_media":7554,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[134,123],"tags":[65,59,62,95,64,60,74,68,24,29],"class_list":["post-7553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investime","category-ofertat-bankare","tag-albania","tag-arkitekte","tag-breadandheart","tag-investoneshqiperi","tag-shqiperi","tag-toprealtyalbaniamagazine","tag-toprealtymagazine-2","tag-vizitoshqiperine","tag-discuss","tag-technology"],"yoast_head":"\nKredia e qeveris\u00eb shqiptare p\u00ebr banes\u00eb\/ Ja kush mund t\u00eb p\u00ebrfitoj\u00eb - Top Realty Magazine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/toprealtymagazine.com\/?p=7553\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredia e qeveris\u00eb shqiptare p\u00ebr banes\u00eb\/ Ja kush mund t\u00eb p\u00ebrfitoj\u00eb - Top Realty Magazine\" \/>\n<meta property=\"og:description\" content=\"Pas “Revolucionit t\u00eb Flamingove” (protestat e nisur n\u00eb maj 2026 kund\u00ebr projektit turistik n\u00eb delt\u00ebn e Vjos\u00ebs, q\u00eb u zgjeruan n\u00eb k\u00ebrkes\u00eb p\u00ebr dor\u00ebheqjen e Ram\u00ebs), qeveria vendosi t\u00eb ndjek\u00eb m\u00eb me nxitim programin e strehimit, shkruan Top Realty Magazine. 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